Dubai Real Estate 2025: Hidden Mortgage Challenges

Dubai’s booming property market hides growing mortgage and financing struggles for new buyers.

Expats now face 20–25% down payments as banks tighten lending, testing buyer liquidity.

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Mortgage approvals can take 4–8 weeks, causing many buyers to lose prime off-plan opportunities.

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Interest rates between 4.5–6% are reshaping budgets and shifting buyer sentiment in 2025.

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RERA reforms and fintech tools promise faster, transparent mortgage options for global investors.

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In Dubai real estate, smart financing turns ambition into ownership - plan early, invest wisely.

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